Term Bills, Payment & Student Health Insurance

In This Section

To help your student access and understand their term bill, below are instructions that will help guide them through the process.

What is a term bill?

A term bill is an online student account summary which serves as Rutgers’ official billing statement and includes all tuition, fees, payments, financial aid and other credits for a specific term. Your student will see changes made to registration within 1-2 business days.

Note: Students will not receive a paper term bill in the mail.

How can students pay their online term bill?

Before the start of each semester, students will receive an email notifying them that their term bill is available to view online when they log into the Student Account System authenticated with their NETID or RUID (9 digits). Students will be given a DUE DATE to make payment.

The following is a guide for helping your student plan when to expect their term bill:
Semester Date
Fall mid-July due early August
Spring early December due early mid-January
Winter mid-October due early December
Summer mid-March due early May
How can I pay my student's bill?

Rutgers University now allows its students to add an authorized payer or user to their student account. If your student adds you to their list, this will not give you access to veiw their term bill balance. This will only give you access to make a payment. Additionally, if you wish to have the ability to view your student's records including the term bill, your student would need to grant you access by completing the appropriate actions within the myGuest portal located at my.rutgers.edu

Designate an Authorized Third Party Payer

Payment Plans ​

Tuition Protection Insurance Plan (GradGuard)​

Student Health Insurance 

Rutgers University requires full time and all F&J Rutgers visa sponsored students to waive or enroll in the Student Health Insurance Plan each semester. The Health Insurance premium is automatically added to the term bill every semester.

Students must waive or enroll online each semester (Fall and Spring) at www.universityhealthplans.com​ before the deadline. ​All details about Costs, Deadlines, Waiving, and/or Enrolling can be found here.

  • Waiving? If a student has comprehensive health insurance, they may complete the waiver form each semester before the deadline to get the premium removed from their term bill. ​
  • Enrolling? Paying the premium on the term bill is not enrolling. A student must complete the enrollment form each semester before the deadline to finalize the process.

Further Instructions and Details

Term Bill Payment Options

Credit Cards (online only)​
  • A nonrefundable 2.7 percent service fee of the total amount paid is assessed by the credit card company.​
  • Visa, MasterCard, American Express, and Discover cards are accepted for online payments.​
Electronic Checks (recommended) ​
  • E-check transactions are electronic withdrawals from either your checking or savings bank account.​
  • Click to view instructions for completing the e-check payment process via your online student account.​
Paper Checks, Money Orders and Cash ​
  • During this time of remote operation, payments should be made through the mail. In-person cash payments at the Cashier’s Office will be by appointment only.​
  • Personal checks are accepted through the mail. Indicate the student's name, telephone number, and RUID number on the front of the check.

Rutgers, The State University of New Jersey
Term Bill Processing Unit
P.O. Box 2021
New Brunswick, NJ 08903-2021


Key Contacts

Student Accounting, Billing and Payment Center Services

(973) 353-5423
Blumenthal Hall 3rd Floor
249 University AvenueNewarkNJ07102

Please include your 9-digit RU ID number in your communication using the below form.

Contact us by clicking here