Funding Your Education

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With financial aid, Rutgers University-Newark may be more affordable than you think.

Rutgers University–Newark is committed to making education affordable. Financial aid can consist of a variety of funds in the form of grants, loans, and possible scholarships. For the 2018–2019 academic year, you should file the Free Application for Federal Student Aid (FAFSA) before December 1 if you are an incoming student. If you are a continuing student, you should file before January 15. Filing by these deadlines will help maximize your financial aid eligibility. 

In an effort to help you best understand how to apply for financial aid, the university has created tutorial videos on how to go about applying for financial aid; how to file a FASFA; how to go about understanding student loans; and how to deal with student loan issues.

Ready to apply for financial aid? File your FAFSA using our federal school code: 002629.

Already filed your FAFSA? Check and manage your required documents.

Wondering what your financial aid award looks like? View your estimated and final award letter for Rutgers University.

Need help understanding your award letter? View a detailed break-down of each section in your award letter.

More resources at your fingertips: "FUN"damentals of Financial Aid

RU–N TO THE TOP

The Rutgers University–Newark Talent and Opportunity Pathways (RU–N to the TOP) program is a financial aid program that provides a “last dollar” scholarship, meaning that this scholarship will cover the cost of in-state tuition and mandatory school fees after all federal, state, and internal/external scholarships and grants have been applied.

Still have questions about Funding Your Education?

What forms do I need to complete to be eligible for financial aid?
How long will it take for Rutgers University to receive my FAFSA?
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The Office of Financial Aid generally receives your FAFSA within seven business days from the time you completed the application.

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I was selected for verification, and I've submitted all my paperwork. How long will it take to complete my file?
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The Office of Financial Aid generally takes 10 to 14 business days to process all documents from the time received. However, keep in mind that the time frame to process documents can be extended during peak processing time.

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Do I need to complete a separate application for a Graduate or Parent PLUS Loan?
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Yes. To apply for a PLUS loan, visit studentloans.gov. Make sure to log in with the appropriate FSA ID.

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Do I need to complete a separate application for federal direct loans?
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The only application needed for federal direct loans is the FAFSA.

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How often do I apply for financial aid?
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The FAFSA is valid for one academic year, so you need to apply for the FAFSA every year by the university priority deadline.

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Is there a deadline to apply for financial aid?
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For the 2018–2019 academic year, priority deadlines have changed. If you are an incoming student, you should file the FAFSA before December 1. If you are a continuing student, you should file before January 15. Applying after these deadlines might make you ineligible for certain federal and institutional funds.

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What is the maximum family income cutoff for financial aid?
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There is no specific cutoff, as every situation is different.

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Do I have to be admitted to Rutgers before applying for financial aid?
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To maximize your financial aid eligibility, we recommend that you apply for financial aid before you know your admissions status. However, you must be admitted to a regular degree program at Rutgers University to receive any form of financial aid.

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What happens if there's a change in my family's income from last year?
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If your income has changed from last year, please file a Change in Family Circumstances Form.

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Can part-time students still receive financial aid?
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Yes. However, you must be enrolled at least half-time in your program to be considered for federal direct loans. The New Jersey Tuition Aid Grant (TAG) and some scholarships require you to be enrolled full-time.

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Is financial aid available for summer sessions?
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Yes. However, it is contingent on your academic year eligibility and limited university funding. The Summer Aid Application generally becomes available on April 1.

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Is financial aid available for study abroad programs?
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Please contact the Rutgers Center for Global Education to learn more about financial aid available for study abroad students.

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What will happen to my financial aid award if I drop a course or withdraw from the university?
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If your tuition is adjusted because you drop a course, it may be necessary to reduce your financial aid. If you completely withdraw from the university during the first 60 percent of the term, your financial aid eligibility must be recalculated. Dropping courses and withdrawing are academic actions that might have serious financial implications, and they may affect your future aid eligibility because of failure to maintain satisfactory academic progress. Contact your regional office to speak with a financial aid representative for more information.

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I have prior educational loans that need to be deferred. Who processes my forms?
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The registrar of your respective school processes deferment forms.

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Key Contacts

Blumenthal Hall302
249 University AvenueNewarkNJ07102

8:30am - 4:30pm Mon, Tue, Thu & Fri
10:00am - 6:00pm Wed (Fall & Spring)​

The Office of Financial Aid can assist with any questions in reference to Federal, State and Institutional aid.